Apply now! Umbrella loan app Philippines currently is closed, but you can choose other loan service, just click apply and you will see the most popular lenders in the Philippines.
- Loan amount PHP 4.000
- Loan period 1 - 6 months
- Documents 1 major ID
- Age 21+
- Citizenship only for FIlipino
- Collateral no need
- All process is online with the app
- Quick process of loan disbursement
- Not transparent terms
- High interest rates
- Fees
- Currently, Umbrella app is not active
Umbrella – lending service, which provides short-term loans online at your fingertips. The service has its own algorithm which analyzes users’ profiles to understand trust and credit values.
Banned by SEC since September 2019, try other loan services, for example, Digido, Moneycat, or Online Loans Pilipinas
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Umbrella App in the Philippines
Over 70% of Filipinos are unbanked and they have no access to financial services which could support them and solve short-term financial problems. Umbrella is a service, working on it, providing short-term fast cash loans in the Philippines with the help of an App.
How to Apply for the Loan
In 7 easy steps you can take the loan you want and need:
- Download and open Umbrella App;
- Register with your Facebook account, email, and phone;
- Choose the amount you need: up to Php 4000;
- Choose the loan period: up to 3 months;
- Confirm the loan calculation, if all terms are ok for you – please, read the terms, and don’t be lazy;
- Get your money;
- Repay the loan in time – the last step is very important!
Umbrella has own scoring system that auto check all the users. So one mobile application will ask access to your camera, location, contacts, call logs, microphone, SMS, etc. So, they will check all your data, in order they could understand how much they can trust you.
App Loan Terms
- Amount: up to Php 4000
- Interest rate: depending on the loan period and amount
- Terms: from 3-6 weeks or from 1-3 months (interest rate depends on it highly)
- No interest is charged on the service fee
All terms are transparent, so before you take the loan, all information will be shown to you in the Umbrella App. Interest rates are competitive. Also, Umbrella uses coupons, so if you find them, you can get a discount for the commission.
Umbrella Requirements
Not many requirements from the loan app and this is great, but be aware of the interest rate, it can be high for you!
As for the requirements, they are:
- Documents: valid ID (UMID, Passport, Driver’s license, NBI clearance)
- Age: 21+
- 7sec selfie video
- Photo of the document which gives your address proof
Advantages of Umbrella App Philippines
- References are not required
- One-time documentation
- No bank account
- You need up to 3 hours to get the 1st cash loan from Umbrella, and no more than 5 minutes to get a repeated loan
Repayment & How It Works
Repayment can’t be started until:
- 14 days, if it is a weekly payment
- 30 days, if it is the monthly payment
Penalties will be used for non-payments for the loan. 2 times attempts of non-payment will result in a blocked account. One of the best options to repay is Gcash, bank account, etc.
Anyway, be responsible in using payday or installment, cause you will need to repay money in time to keep you credit score on good level, and not to be charged by additional fees, penalties and don’t get higher interest rate.
Contacts For Additional Questions
- Email: support[@]umbrella.app – only email, for sure it is not enough for reliable loan service.
Umbrella Reviews
If you had already had a chance to use Umbrella App, please share your thoughts, feedback in the comments. It will help other people to understand more services and do they need to use it. Some of the users are satisfied with the service, but other ones were not even approved for the loan.
FAQ About Umbrella Loan Service
If you have additional questions, just write them in the comments lower.
⭐ Is Umbrella App Legal?
No, at the moment loan app is closed, cause it was banned by SEC Philippines in 2019, but the license is present on the SEC PH website. Anyway, the app doesn’t work, so we recommend trying other loan services;
⭐ What Are The Alternative Loan Services?
Try Digido, CashXpress, Cashalo, etc
Umbrella Loan App Philippines
Name: Umbrella PH
Description: Umbrella Philippines - enough popular loan app in 2019, but at the moment it is closed, so we recommend to use other loan services which are reliable and have competitive terms.
I cannot pay may credit due to my umbrella apps doesn’t open and my balance was P962.00 due last March 20. please send me how to pay due to I’m out of the country. thanks
The app is not working. My due date was on May 1st. I keep on uninstalling and installing the app again but it seems like there are technical issues going on because it never directed me to the main app. I have a penalty charges due to late payment but it’s not gonna be my fault if the app is not working. Please fix the problem.
Hi just wanna ask my phone has been stolen how can I pay my balance? thanks
asap!ref# tpos san magnayad
Pano po AQ mag apply sa umbrella tnx pp
Nag bayad na po ako sa curent loan ko po.962.00 .hindi ako mka pag repeat loan dahil nanjan pa sa apps ung curent loan .hindi pa na erase
Sama pk check nlng po.salamat
good day!
Ask ko pang po bakit di parin ako makapag apply sa inyo na block na ba account ko? hehe nag apply ako new account sabi sa text has been approved peri wala naman parin po sana mabalik na yung account ko salamat po
I aLready pay my Loan before my due date but when i check the apps i stiLL have my outstanding Loan how Long does it gake before you update my Loan status.
How long would it take for you to accept my payment? I paid already 962 and no response yet.
may i know if 1 point reward balance is equals to 1 peso?
How to apply?
You need to install the application, but this App was banned by SEC, so use better Cashwagon, Robocash, etc.
Where are you Umbrella? You’re no longer responding
I want to pay my loan.in.umbrella but I cant find the app.help.me.umbrella im afraid the.interest will increase.but.o cant find.your app tnx