Umbrella Loan

Umbrella – lending service, which provides short-term loans online at your fingertips. Service has own algorithm which analyzes users’ profiles to understand trust and credit values.

Bannes by SEC since September 2019, try Cashwagon, RoBocash or Online Loans Pilipinas

Umbrella cash loan in the Philippines


Over 60% of Filipinos are unbanked and they have no access to financial services which could support them and solve short-term finance problems. Umbrella is the service, which working on it, providing short-term fast cash loans in the Philippines with the help of App.

How to Apply the Loan

In 3 easy steps you can take the loan you want and need.

  1. Download and open Umbrella App
  2. Register with your Facebook account, email and phone
  3. Choose the amount you need: up to Php 4000
  4. Choose the loan period: up to 3 months
  5. Confirm the loan calculation, if all terms are ok for you
  6. Get your money
Umbrella Loan

Umbrella has own scoring system that auto check all the users. So one mobile application will ask access to your camera, location, contacts, call logs, microphone, SMS, etc. So, they will check all your data, in order they could understand how much they can trust you.


  • Amount: up to Php 4000
  • Interest rate: depending on the loan period and amount
  • Terms: from 3-6 weeks or from 1-3 months (interest rate depends on it highly)
  • No interest charged on the service fee

All terms are transparent, so before you take the loan, all information will be shown to you in the Umbrella App. Interest rates are competitive. Also, Umbrella uses coupons, so if you find it, you can get a discount for the commission.

Umbrella Requirements

  • Documents: valid ID (UMID, Passport, Driver’s license, NBI clearance)
  • Age: 21+
  • 7sec selfie video
  • Photo of the document which gives your address proof


Umbrella first loan up to Php 4000
  • References are not required
  • One-time documentation
  • No bank account
  • You need up to 3 hours to get the 1st cash loan from Umbrella, and no more than 5 minutes to get a repeated loan


Repayment can’t be started until:

  • 14 days, if it is weekly payment
  • 30 days, if it is monthly payment

Penalties will be used of non-payments for the loan. 2 times attempts of non-payment will result in blocked account.

One of the best options to repay are Gcash, bank account, etc.


  • Email: support[@]

Umbrella Reviews

umbrella reviews

If you had already chance to use Umbrella App, please share your thoughts, feedback in the comments. It will help other people to understand more service and do they need to use it.

Some of the users are satisfied with service, but other one were not even approved for the loan.

User Review
4.5 (2 votes)


  1. Silverio Q Amida Jr March 26, 2019
  2. Mark Angelo P. Salazar May 4, 2019
  3. Gladys May 14, 2019
  4. carlos May 19, 2019
  5. Janine flormata May 26, 2019
  6. Valeriano De adis Libarde jr May 27, 2019
  7. Rodger Rubio May 28, 2019
  8. Krishna roxas August 22, 2019
  9. Marjorie De Chavez August 23, 2019
  10. Katherine Feliciano September 10, 2019
  11. Susan Majasol Albarando October 9, 2019
    • Loans October 9, 2019

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