Interest Rate

0,35% - 0,50% per day

Loan Amount

Up To PHP 20.000

4.4 / 5

Loanchamp is a loan app that can help you to solve your urgent financial needs, but before applying for the loan, please check all terms, read the agreement, and think several times, if you need really to apply for an online loan, possibly you could solve all your financial issues without the loan companies.

  • Loan amount PHP 3000 - PHP 20000
  • Loan period 30 days
  • Interest rate 24,00% per year
  • Processing fee for new clients 5,00% of the loaned amount
  • Loan disbursement fee PHP 0 - PHP 65
  • Payment handling fee PHP 0 - PHP 25
  • Late fee and penalties more details in loan agreement
  • Citizenship Filipino
  • Age 20+ years
  • Registration No. CS201800494
  • Certificate of Authority No. 1163
  • TIN 009-949-414-000
  • You can apply the loan 24/7 and it is very quick, cause LoanChamp value your needs and time
  • It is very easy and supports most of the e-wallets, bank accounts, remittance centers
  • Very flexible in repayment: from 5 to 30 days
  • You can pay earlier without fees and it will make less interest
  • All data is secured and this is in high priority for the company
  • Lot of fees and high interest rate

LoanChamp – fast and easy loans in the Philippines with the help of an Android mobile application. So you can easily apply for a loan up to Php 20000 in 1 hour. The loan maximum term is 30 days.

Loanchamp Philippines

LoanChamp belongs to YFinance Inc. and operates since the end of 2017. Most of the Philippine citizens are underbanked and they don’t have enough access to financial services. This access is very limited, so Filipinos have no true financial freedom. LoanChamp is going to change it, giving Filipinos more and better opportunities, so people could enhance their level of life.

LoanChamp Cash Loan

Loanchamp – a mobile platform that allows Filipinos to get secured personal loans for the short-term period. You can get the money 24/7 when you need it. For this, you need just to download the mobile app.

LoanChamp Disbursement:

  • When your loan is approved you can choose disbursement method and channel you need; different methods require different information
  • With bank transfer borrower can get loan in several minutes, other disbursement channels have different processing time
  • The disbursement amount can be different from the confirmed amount cause of service fee

Loanchamp Mobile Application

loanchamp mobile application
loanchamp mobile application download now

How to Apply the Loan Online

Loan Champ apply the loan online in the Philippines
  1. Download the LoanChamp Android app from Google Play
  2. Register your account with the mobile number you want to use
  3. Apply for the loan in 10 minutes
  4. Get your cash in over 3k channels nationwide after approval
LoanChamp download android mobile application

LoanChamp promotes responsible lending, cause the lower the risk service has, the lower the interest rate borrowers will have. Also, it is very important borrowers like the service, cause only then Loan Champ will meet the needs of customers.

Flexi Payday Loan

  • LoanChamp helps borrowers to solve the cash flow problems
  • Quick loan approval and cash-out: 10 minutes for application, up to 30 minutes for approval, after cash, will immediately get to the bank account
  • No collateral and guarantor needed
  • Improve your credit score
  • All process is organized on your smartphone, so a borrower can monitor all the process

Get the fast payday loan in Metro Manila and Philippines with minimal requirements and fast approval – it is all about LoanChamp.

  • Your approval depends on your behavior and profile, so if you want to get PHP 15000, sometimes you can get not more than PHP 10000. A loanable amount does not always equal desired amount;
  • Take the amount you are able to repay in the exact terms. For example, choose a smaller sum, in the beginning, so you could build your credit record repaying the loan. Better credit standing = better terms for borrowers.


LoanChamp eligible documents
  • Valid government ID
  • Employment proof (cause service is only for employed users or self-employed)
  • Age: 20+
  • Active social media account: Twitter/Facebook or Instagram
  • One month payslip or instead can be a Certificate of Employment
  • Self-employed individuals must be ITR or business permit
  • Photos should be clear and understandable

Completing the application form will increase the chances of loan approval.

Loan Champ Philippines mobile application

So, just try, install LoanChamp and get your first loan today!

Loan Repayment

  • In the Loan Champ mobile application / “Repay” you can see the amount you need to give back and date when you have to do it; it is really important, so borrowers could avoid additional fees and penalties
  • Borrowers can make repayments from the next banks: PNB Cash Payment, Union Bank, BDO, Metrobank, Chinabank, RCBC, Landbank, Eastwest, Maybank, BancNet, etc
  • Also, borrowers can repay with non-banks: ECPAY, 7Eleven, Robinsons Department Store, etc
  • E-wallet payment can be next: and Gcash
  • You can repay earlier or do it with parts (minimal payment is Php 1000)
  • If you don’t repay the loan in time, the service will launch a one-time penalty fee; if a loan will no be repaid 30 days after the due day, the company will send the notification to the credit agency, external credit bureau, so the borrower’s credit score will be decreased.

Seafarer Loan

Seafarer loan you can apply in 1 hour. The company has good terms for Filipino:

Loan amountPHP 10.000 – PHP 500.000
Loan period12 months
Interest rate2,5% per month


Loanchamp contacts
Loanchamp contacts
CompanyY Finance Inc.
Loan brandLoanchamp Philippines
AddressPhilippines, St. Makati, Unit 1106, 88 Corporate Center, 141 Valero Street, cor. Sedeno
Working timefrom 9:00 am – 7:00 pm (not working on national holidays)

LoanChamp Reviews

If you already had an opportunity to take the loan in the service, please write in comments your feedback, so other people could better understand LoanChamp, ok?

FAQ About Company

⭐ is Loanchamp Legal Company in the Philippines?

Loan Champ had registration in SEC, but currently, we can´t find information that the loan service is legit, check more information here;

⭐ What Are The Alternative Loan Companies To Loanchamp?

You can try Unacash, Cashalo, OLP, Tala, Digido, Cashxpress, Moneycat, Finbro, etc.

Loanchamp Philippines (Y Finance Inc.)


Name: Loanchamp

Description: Loanchamp Philippines is a fintech company that provides loans for all groups of Filipinos. You can be employed or unemployed, freelance, etc. Just download the loanchamp app, check the terms and interest rate of the service, and if terms are ok for you apply loan.

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User Review 4.5 (12 votes)


  1. michelle castillo April 17, 2019
    • elizar September 24, 2019
  2. maricel reyes piludo May 2, 2019
  3. david arugay aquino August 6, 2019
    • Loans August 22, 2019
      • ELise payet September 12, 2019
  4. Maria Luisa Calbentos Yambao March 4, 2020
  5. Homer s aguila June 14, 2020
  6. Margo September 7, 2022

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