Skyro Philippines provides cash loans in Metro Manila, Cavite, Rizal, Laguna, Cebu, Batangas, and Bulacan provinces. To apply for a loan you need minimal requirements.
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Apply For a Skyro Loan Online in the Philippines
- Go to the Skyro website: https://www.skyro.ph
- Choose the amount you need and the loan term 6, 9, or 12 months – you need nearly 10 minutes for the loan application;
- The application can be reviewed in 1 -3 days;
- Schedule a meeting with the lender, and confirm the time with the place during the phone call – 5 or 10 minutes you need for this;
- Meet with the Skyro representative to sign your loan documents – for this step, you need between 1 – 5 days;
- If everything ok, your loan will be approved and money will be disbursed to your bank account or e-wallet; you will find out about this information at the meeting with the lender´s representative;
- The last, but very important step is loan repayment – you must do it before the due date.
The process typically takes between 1 to 8 days.
Accessing Your Loan and Payment Details
Your loan and payment details will be conveniently provided to you during the meeting with a Skyro representative. It is at this important stage, before signing the loan agreement, that you will receive comprehensive information about your loan terms and conditions. The representative will guide you through the process, ensuring that you have a clear understanding of your obligations.
Following the meeting, you can easily access and review your loan and payment details through Skyro mobile app. This allows you to conveniently track your loan progress, view repayment schedules, and stay updated on your payment history. So, everything will be transparent. Skyro aims to provide you with seamless access to all the necessary information regarding your loan.
Timely Payments Made Easy with Skyro
Skyro strives to make your loan repayment experience hassle-free. Your due date is typically aligned with the disbursement date of your loan. For instance, if you received your loan on June 21, your initial due date will be on July 21, and so forth.
Here are a few exceptions to keep in mind:
- If your loan is disbursed on the 30th or 31st, your subsequent due dates will be on the 1st.
- If your loan is disbursed on the 29th, your due date in February will be on the 28th.
To stay updated, simply check the Skyro app for your specific due date. Rest assured, will be sent to you with the SMS notification as your due date approaches. Better to realize payments 3 to 5 days in advance to account for any potential delays from your chosen payment channel.
Seamless Loan Management With Skyro App
With the user-friendly Skyro app (iOS / Android), accessing loan information has never been so easier. Enjoy a clean and intuitive interface. Stay on top of your payments with free reminder notifications, ensuring you never miss a due date. Choose from a range of convenient payment channels, including banks, over-the-counter partners, and e-wallets, for hassle-free transactions.
Need to make an early payment? No problem! Skyro allows you to make partial or full payments at any time. Please note that a pre-payment fee of 5% applies.
Experience the simplicity and convenience of managing your loans with Skyro. Download the app today and take control of your financial journey.
Repay Loan in Time With The Next Partners
Borrowers have the next payment options:
- You can repay your loan with online banks: BDO, Tonik, BPI, Land Bank, Metrobank, RCBC, UnionBank, etc;
- E-wallets are also good for loan repayment: Coins.ph, GCash, GrabPay, and Maya can help you with all this;
- Filipinos also use OTC (over-the-counter) to repay their loan: ExpressPay, Cebuana, Posible, The SM Store, TrueMoney, CLiQQ, M Lhuillier, 7-11, Bayad Center, Palawan Pawnshop, etc.
If you don´t know how to find an over-the-counter outlet nearby, please use this map. In order to pay your loan over the counter you need to generate your code via the Skyro mobile application for Android or iOS users. Show one, please to the cashier and he/she will help you to make your payment. These codes are valid for only 24 hours, after it, you need to generate the new one, if you haven´t used a previous one. You can use as many codes, as you need.
If you will repay your loan via BDO, BPI or UnionBank there were not be no transaction fee, only extra one. Also, pay attention that after the payment processing can be up to 48 hours from your bank account, e-wallet or over-the-counter to the lender.
|Company||Advanced Finance Solutions, Inc. & Jungle Lending, Inc.|
|Phones||+639191700717 | +63285403337|
If you had already an opportunity to apply for a loan via Skyro loan service, please provide your feedback in the comments lower. All reviews will be interesting for other people.
Additional Questions About Skyro
Is Skyro Philippines a Legit Company?
Advanced Finance Solutions, Inc. was certified by the SEC Philipines:
Registration No.: 2022080063542‑00;
License No.: F‑22‑0029‑37.
Address: 20F Cyber Sigma, Lawton Avenue, Bonifacio South, Taguig City, 1637 Metro Manila.
Jungle Lending, Inc. was certified by the SEC PH:
Registration No.: CS202002223.
License No.: 3249.
Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila.
Both companies are affiliate companies operating under the brand name – Skyro Philippines.
What Documents You Can Use For Applying for Your Loan?
You can use any of the following valid IDs: Philippine passport, SSS ID, UMID, PhilSys ID, Driver’s license, PRC ID, and Postal ID.
What Will Happen If The Borrower Will Not Pay Before The Due Date?
If you missed a due date, the late fee of ₱500 (or 5% of the disbursement amount, whatever is lower) applies the next day after your due date. The late fees apply every month that you’re overdue.
There is no grace period.
Why Your Skyro Application Can Be Rejected?
Here are some common reasons why your loan application may not have been approved by Skyro lender:
1) Incorrect or Incomplete Information: If there were errors or inconsistencies in the data provided on the online form, such as an incorrect email address or a mismatch between your name and ID, it can lead to the application being declined;
2) False or Inaccurate Details: Providing false information about your income, past loans, or other relevant details can result in the application being rejected;
3) Poor Credit History: A history of overdue loans or a lack of credit history can impact the approval decision. Skyro considers creditworthiness as an important factor in the loan evaluation process;
4) High Debt Burden: We assess the debt burden of applicants to ensure that the loan does not create excessive financial strain. If it appears that the loan could pose a significant burden, we are unable to proceed with the approval;
5) Inactive Phone Number: We rely on effective communication to verify the information and arrange meetings with our representative. If we are unable to reach you due to an inactive phone number, it may result in the application being declined;
6) Failure to Meet with Skyro Representative: Meeting with our representative is a crucial step in the loan application process. If you are unable to attend the scheduled meeting, we may be unable to approve the cash loan.
So, if you were rejected you can apply for a loan in Skyro after the next 30 days, so better to choose another loan service and solve your urgent financial needs.
How to increase your chances of approval?
1) Provide Accurate Information: Ensure that all the information you provide in the application form is truthful and accurate. Our Risk Management team carefully reviews every detail, and providing false information will result in a declined cash loan application.
2) Include Comprehensive Details: When filling out the form, provide as much information as possible. Do not rush through the process. Every personal detail matters, and withholding information may be considered fraudulent by our security services.
3) Use an Active Mobile Number: Enter a mobile number that you actively use, both for yourself and your references. It is crucial for us to be able to contact you promptly to clarify information or confirm an appointment with a Skyro representative. Failure to contact you or your references may lead to application rejection.
4) Be Available for Communication: After submitting the form, ensure that you can be reached at the mobile number provided. We may need to get in touch with you shortly after submission.
5) Manage Your Credit History: If you have multiple existing loans, it may impact your eligibility for a new loan. We recommend prioritizing the management of your current loans before applying for new ones.
By following these guidelines, you can increase your chances of approval for a cash loan with Skyro.
Advanced Finance Solutions, Inc. & Jungle Lending, Inc.
Name: Skyro Philippines
Description: Skyro (ex Monery) - your trusted digital financial services provider. Skyro is committed to deliver innovative and accessible financial solutions to empower the Filipino community.