Fino Sri Lanka

Apply now! Apply now!

Interest Rate

0,01% per day for the 1st loan

Loan Amount

Rs. 100000

4.4 / 5

TOTAL SCORE

SUMMARY

Fino Sri Lanka - apply for an online loan and solve your asap financial issues. No need to go somewhere, just go to the website, choose the sum you need, and apply. Cover your unexpected expenses.

INFO

• 1st loan up to 20000 LKR
• Interest rate for the 1st loan (not more than 10000 LKR) 0,01% per day
• Repeated loan up to 100000 LKR
• Interest rate for the repeated loan 0,06% per day
• APR annual interest rate 3,65% - 12,00%
• Loan term 30 days
• Documents Valid ID + selfie
• Citizenship only Sri Lanka
• Employment With regular income or employed
• Collateral or guarantor no need
• Age 20 - 60 years
• Documents only you NIC
• Application processing time 10 min - 24 hours
• Company Registration (RGC) PV 00221752

POSITIVES

• Quick loan application 24/7
• All process is online and money will be transferred to your bank account
• No guarantor and payslip needed
• No need in income proofs

NEGATIVES

• High interest rate for the repeated loan

This review will be about microloan service Fino Sri Lanka. Here you will get all needed information about the loan service and how one works. Rerms, requirements, contacts, reviews, etc.

Fino Sri Lanka is an online lending platform that can support everyone who needs money for urgent needs. Conveniently get the money. No need to go somewhere, all process is online. The 1st loan can be up to 20000 LKR and the term 30 days, but the 1st loan with 0% interest rate can be only for 10000 LKR. To apply for a loan you need a smartphone or laptop and 10 – 15 minutes of your time.

How To Get a Fino Sri Lanka Loan Online

So, if you want to apply for an online loan in Sri Lanka, you need:

1. Think several times if you really need to apply for a loan, possibly you could solve your situation by yourself, cause you will get money, but you will also repay them before the due date;
2. Go to the Fino official website: https://www.fino.lk;
3. Choose the amount of money you need;
4. Add your personal, contact information and add your valid ID with a selfie, verify it:
5. Agree with the terms, but read them before, you must be sure you really understand all terms and your responsibility when you apply for an online loan with Fino.lk;
6. Apply for the loan and wait for the confirmation;
7. If everything ok, you will get the loan in your bank account, and will receive a notification; if not, you will need to re-check all information or apply for a loan with other lenders; also, Fino Team can call you to find out some additional information;
8. Repay your loan before the due date, so your financial situation does not become worse. It is crucial, please be sure before applying for the loan that you were able to repay it in time. Don´t apply loan with Fino.lk or with any other lender, if you are not sure when and how you will repay it.

The Loan Calculation Example

How To Repay Fino Loan

The borrower has the next options:

1. To repay a loan: just check the total sum you need to repay in the Fino.lk account and do it before the due date;
2. To extend a loan: if you do have not enough money you can do it for 14 – 30 days, also, all details are in the Fino account.

How you can pay your loan:

1. Cargills Food City

• You can visit any Cargill branch;
• Fill in the deposit slip with the exact information;
• Give it to the cashier.

If to be more exact, you need to know, that the Service Provider’s name is S F Group PVT LTD. Your reference – loan agreement #. Add information from your NIC, and your phone number, write how much money you need, and write your name. When the transaction will be realized, the borrower will get a notification via SMS. If the borrower doesn´t get the notification, please write or call to Fino.lk support team.

2. Bank Branches Offline or Fund Transfers via Banks

All details information is your Fino.lk account, but you can repay your loan via Sampath Bank, Cargills Bank, and HNB Bank. Don´t forget to save your payment receipt, it is very important, cause it is your payment confirmation.

3. Pay & Go Kiosks

There are over 800+ Pay & Go kiosks in the Philippines with the help of which you can repay your Fino.lk online loan. Go to the banking and leasing category, there you will be able to find a loan service and repay quickly your loan. If you need help with the Kiosks location, please follow this link: https://www.paygo.lk/KIoskLocations

What Are The Consequences of Late Payment of a Fino Loan

No one wants to get in such a situation, but very often it happens, cause people don´t read the terms, cause they don´t know when and especially how they will repay the loan before applying for one.

• A late fee is 10% from the unpaid principal and one will be charged on the 3d, 6th, 11th, and 30th days, so you should be aware about it!

Fino Contacts

For additional questions you can write or call the loan service support team:

If you want to check terms and conditions, you can read one on the official website: www.fino.lk

Fino LK Reviews

If you have experience using the Fino loan service in Sri Lanka, please write your review lower in the comments.

FAQ About The Fino Loan Service

Do you have some additional questions about the Fino LK loan service? If yes, please write them in the comments, and we´ll strive to help you with all.

S F Group (PRIVATE) LIMITED

Name: Fino LK

Description: Fino Sri Lanka - lending service for Sri Lanka people. With one you can get money online with minimal requirements very fast. Just go to the website, choose the sum and apply the microloan. All process is easy, quick and convenient. Also, important to remember, that loan period is 30 days, so after you need to repay money in time, in order your credit score and financial history was ok, and the borrower could avoid some fines with penalties.

[ More ]

Summary About Fino in Sri Lanka

FINO is an online lending platform in Sri Lanka that provides unsecured loans online to those people who need money for urgent issues and not only. Service is convenient, so you can quickly apply for a loan up to LKR 100.000. The repayment period is up to 30 days.Service works well, just read all terms and, if everything is ok, you can apply for a loan.

Sending

User Review 4.71 (7 votes)