Vamo Philippines

Interest Rate

1,30% per day

Loan Amount

Up To PHP 30.000

4.4 / 5

Vamo Philippines provides quick loans up to PHP 10.000 for the 1st time, and if repeated loan, up to PHP 30.000. Check terms, read contract and, if everything ok, just continue and get your money online asap.

  • Loan amount up to PHP 30.000
  • 1st loan (up to 10 days) up to PHP 10.000
  • Loan period 30 days
  • Interest rate N/a
  • Processing Fee PHP 100
  • Citizenship Filipino
  • Age 20 - 65 years
  • Employment Employed / selected professionals
  • Documents use one of the major IDs
  • Collateral no need
  • SEC registration CS20200000915
  • Certificate of authority 3261
  • All process is online, so you don´t need to go somewhere
  • All data is secured
  • Vamo PH belongs to the international group, so one is very reliable and with already with trust
  • Flexible terms and loyalty programs
  • You can apply for a online loan in 10 minutes
  • Penalties and additional fees, if borrower was late to repay loan before due date
  • Enough high interest rate

Vamo Philippines has a microloan product that helps people to solve urgently their financial needs. Vamo offers credit lines that can be used by Filipinos when they need them. It provides unsecured loans up to PHP 10.000 for the 1st time.

Vamo Philippines Loan
Vamo Philippines 1st loan of up to PHP 10.000
If the online loan was approved before 12.30 PMThe borrower will receive the loan on the same day
If an online loan was approved after 12.30 PMThe borrower will receive the loan the next working day
Vamo non-working days areSaturdays, Sundays, and the National holidays
Clearing periods will depend On your chosen bank or e-wallet provider

Vamo Philippines Apply for Online Loan

  1. Go to the official website:;
  2. Choose the loan amount you need;
  3. Click apply to continue registration and fill in the loan application with your personal information;
Vamo application form - apply loan in the Philippines now
Vamo PH application form – apply for a loan in the Philippines now
  1. Choose the way you want to get the loan;
  2. Confirm the loan application;
  3. If everything is ok, you will receive the notification that the loan is approved and you need just confirm the terms by signing the online contract – please read it before;
  4. If you agree your money will be in your bank account or e-wallet;
  5. After, don´t forget to repay the loan before the due date to avoid penalties and other problems connected with your possible debt.

For existing users, you need just to log in to the Vamo service and send a new application for the online loan you need in the Philippines.

How To Repay Vamo Loan

Repayment schedules are suited to any payment situation. Also, before applying for the loan, a borrower has to be sure that he/she is ready to repay the loan in time. Be responsible and don´t apply for an online loan, if you can´t cover it. It is very important.

If you want to prolong the credit you need to pay the interest for the used days. The repayment is possible via online banking (Asia United Bank, BDO, China Bank, Landbank, Metrobank, PNB, RCBCUnionbank, BPI, Tonik Bank, etc), e-wallets (GCash, GrabPay, PayMaya), or with cash offline in ATMs, department stores, etc. Late payment leads to penalties: additional fees, higher interest rates, decreased credit score, and other problems borrowers could get in such cases.

Vamo Contacts

If you have some additional questions, you can write to the Vamo support team.

CompanyVamo Lending Inc.
Phone+639177069834 | +639478964568
Working timeMon – Fri 9 – 18:00
  • Address: Philippines, Unit 1606-1607 11th Drive Cor. 9th Avenue, Bonifacio Global City, Taguig City.
Vamo loan in the Philippines up to PHP 30000
Vamo PH Loan

FAQ About Vamo PH

If you have questions, please write them in the comments lower, we´ll try to reply all your questions.

✓ Is Vamo Legit Loan Service?

Yes, the Vamo loan service is legal in the Philippines:
SEC under Registration: CS20200000915
Certificate of Authority No. 3261
You can check the information here.

The company is operated by VIA SMS Group, is well-known Fintech Group from Europe. One operates in the Philippines legally, so here everything is ok.

✓ What To Do If Loan Application Was Rejected?

You can try other loan services like Finbro, Digido, Cashalo, Tala, Moneycat, Cashxpress, etc. Check more information about ones on

✓ What Are The Main Benefits?

Vamo is one of the many lending companies in the Philippines that provides unsecured loans. It has competitive terms, an easy and quick application process, and minimal requirements. The company is legal and fully digital.

✓ What Are The Main Requirements For The Borrowers?

Minimal requirements, cause service provides unsecured loans:
– you will need to provide some personal information about yourself: full name, date of birth, employment, some major ID, contact information, etc;
– only residents of the Philippines can apply for a loan;
– you need to have a valid government-issued ID;
– contact references also must be provided,
– but you don´t need any collateral.

✓ What Will Happen If You Will Not Be Able To Repay Vamo PH Loan In Time?

Well, this is very important, cause if you are unable to repay your loan on time, there may be the next consequences: additional penalties, late fees, negative impact on your credit score, etc. Also, a lending company can take additional legal actions to get money back, so it could create additional legal and financial difficulties for the borrower. If you have issues with repaying loans online, please contact the company to explain the situation and find a solution to repay your loan.

✓ Vamo Mobile Application

The company has no mobile application. You can apply for a loan only via the website, but possibly in the future company will launch a loan app for clients, so stay tuned.

Vamo Lending Inc.

vamo ph

Name: VIA SMS Group

Description: Vamo Philippines is the brand of VIA SMS Group. You can apply for online loan in the Philippines with the help of one service. Check out more about it on Vamo's official website.

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Summary About Vamo Philippines

Vamo offers quick and convenient loans online to individuals in the Philippines. One has an easy online application process and quick approval time, so it is a good option for those Filipinos who need money fast. Service has a user-friendly platform, so you need just to follow several steps in order to get money online. All process is online, so no need to go somewhere offline. You can apply for an online loan from any point in the Philippines where you can find the Internet. Also, important to know that personal and financial information is kept confidential. Vamo provides unsecured loans, so be sure when you are applying that you will be able to repay the loan in time before the due date. Repayment options are flexible, so repay, please in time, so you could avoid additional financial problems.

Of cause, if you have an opportunity to get a credit card, for example, from Tonik bank, this could be the better solution, just compare terms, but banks have more requirements, so be sure you are ok with them. Comparing Vamo with other loan service providers in the Philippines, it is a good alternative to get quick money online for some urgent needs. So, check it, please by yourself, and before applying, again, read all terms, so you were sure what you are doing, cause if you have applied for the loan – then it is your personal responsibility.

User Review 4.54 (13 votes)


  1. Jason Becislao March 8, 2022
  2. Gin ann March 21, 2022

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