Obtain up to PHP 25.000 safely and efficiently through Creditify, a loan comparison service in the Philippines. In just a few minutes, you’ll have access to a wide range of lenders, that provides payday and installment loans in the Philippines.
Comparisons are focused on monetisation, so be careful on choosing the lender there. Usually they work mainly with the legal lenders, but better to re-check all information by yourself. All data is secured, but be ready to get additional email/SMS newsletters after registration. It is very easy to compare basic loan options with the Creditify Philippines. All terms are transparent and this allows borrowers to choose the most suitable option that aligns with one financial requirements.
Don´t forget about the importance of responsible borrowing. While loans can be a valuable financial tool, it’s crucial to carefully evaluate your repayment capacity and understand the terms and conditions before proceeding the loan with the chosen lender. So, Creditify only shows and recommend the lenders, but all responsibility is on the borrowers´ shoulders.
Table of Contents
Creditify Philippines & How To Apply For A Loan
- Fill up our simple application form: provide your phone number and spare just two minutes to complete Creditify´s application form;
- Compare and choose: platform compares multiple lenders, evaluating their terms and conditions. Select the best offer that suits your needs and proceed to the lender’s website or app;
- Complete the lender’s application: go through the lender’s application form, either on their website or via their app. Provide the necessary details and submit your application.
- Approval and funds transfer: once your loan application is approved, the funds will be swiftly transferred to your designated account. This process usually takes around 15 minutes.
- Repay your loan on time: ensure timely repayment of your loan to avoid penalties and potential issues. Stay on top of your repayment schedule to maintain a healthy financial relationship with the lender.
Experience a convenient and efficient process to secure the funds you require while adhering to responsible borrowing practices.
If you need to contact the support team, you can contact them only via email:
We value your opinion and strive to provide the best service possible. We understand that choosing a loan comparison platform is an important decision, so, please write your feedback about one company, share your experience. Transparency is the core, so write, please what do you think about this comparison service.
If you have already used Creditify service, would be great to hear it from you! Your feedback is very important for other people.
FAQ About Creditify
If you have some questions, please write them in the comments. Also, some popular questions and answers lower. Possibly, there you will find some answers.
|How to apply for a short term loan online? What are the main requirements?||Online lenders like Digido, Finbro, Moneycat, Cashxpress, Tala, etc can help you with it. Very important to be employed or have at least predictable source of income. Your age must be 18+, but better 21+. Have a valid email address, work phone number, and home phone number. Also, don´t forget about major valid ID.|
|How much you can borrow with the lenders in the Philippines?||Usually, it is the amount from PHP 10.000 – PHP 25.000. In some cases in could be higher.|
|Can you get a loan with a bad credit history?||Yes, it is possible, but you need to think how to improve your financial situation than applying again for an unsecured loan.|
|When and how you will be able to repay the loan?||Your lender will have detailed information about it, but Filipinos can do it via e-wallet, credit card, bank invoice, etc.|
|What happens if you will be unable to repay the loan in time?||Penalties, decreasing your credit score and other problems will be waiting borrower in such case, so, please don´t apply for a loan if you are not sure in repaying one!|
Is Creditify Legal Company?
No, because comparison services don´t need some additional licences. It is very important you were aware about Creditify the next information:
1. Consider alternatives: If you’re facing financial difficulties, explore other options or seek professional advice.
2. Creditify.ph is not a lender: service connects you with approved lenders and lending partners, but one doesn’t provide loans or credit decisions;
3. Company doesn´t responsible for lenders: one does not control or endorse the actions of any lender or lending partner;
4. Free service: service is always free to you, and one receives compensation from lenders and lending partners;
5. Authorization and sharing of information: by submitting your information on Creditify website, you authorize to perform a credit check and share your data with service´s network of lenders.
Please review these disclosures carefully before proceeding.
Lender’s or Lending Partner’s Disclosure of Terms
This is very important to understand:
Loan Details: The lenders and lending partners will provide complete information on fees, interest rates, and potential charges for late payments in the loan documents, please read all info, don´t skip it;
Lender’s Authority: Loan fees and interest rates are determined solely by the lender or lending partner based on their internal policies and applicable laws. Creditify.ph does not control the loan terms!!!
Review and Understand: It is important to carefully read and understand the loan terms offered by lenders and lending partners. If the terms are unaffordable or unacceptable, you have the right to reject the loan offer and this will be the right decision.
What Should You Know About The Late Payments and Your Credit Score
Credit Score Impact: it’s important to note that missing or making late payments can harm your credit score. This can have negative implications for your credit history!
Responsible Borrowing: to safeguard your credit history, ensure that you only accept loan terms that you can comfortably repay. It’s crucial to consider your financial situation before committing to any loan;
Communication is Key: If you anticipate difficulties in making a payment on time, promptly contact your lenders and lending partners. Discussing the situation and exploring potential solutions for handling late payments is crucial.
Description: Creditify Philippines does not function as a lender and does not make credit decisions. Service connects individuals with lenders, facilitating the loan process.