Handy Loan

Interest Rate

0,04% per day

Loan Amount

Up To PHP 12.000

3.6 / 5

Handy Loan Philippines - apply online loan in 5-10 minutes. Choose the sum and loan period you need. Solve your urgent need and repay loan in time asap.

  • Loan Amount up to PHP 12.000
  • Citizenship only for Filipinos
  • Age 18+ years old, but better 21+
  • Documents only major ID
  • Simple application process
  • Transparent terms
  • Several repayment options which is convenient
  • All the process is online
  • No deposit and collateral required
  • Has different promos
  • High interest rate
  • Didn't find among registered companies by SEC!

Handy Loan Philippines – it is an online lending application with the help of which Filipinos can get money in 24 hours. Company – Financial peso united. It can support in the urgent need, but better avoid payday and installment loans if you can solve the situation by yourself. All loan companies are focused to earn money, so when you applying one you must be aware about it. Also, you must be aware about terms and when you need to repay loan. Without it, please don’t apply online loan, be responsible.


Apply Loan with Handy Loan Philippines

To apply for the loan with Handy Loan:

  1. You can download Handy Loan application via your phone, but be aware that one can have full access to the information you have on your phone
  2. Open and register in the application
  3. Apply for the loan and agree with terms, obviously read before one
  4. The money will be transferred to the bank account or picked up in the centers
  5. Repay loan according the terms

Handy Loan terms are next:

Loan amount:from PHP 1000 to PHP 12000
Loan term:from 3 to 9 months
APR:from 15% – 30%
Service fee:from PHP 300 to PHP 1200
Transaction fee:0
Handy Loan Philippines

For example, the principal amount is PHP 12000 for the 9-month loan term, service fee 10% or PHP 1200. Receipt amount is PHP 10080. Total payment PHP 12762 = APR 15%


Terms are not difficult, cause it is not bank, but the risk for such services is high, that’s why interest rate is much more higher than in banks.

  • Only 18+ year Filipinos can apply for the loan with HandyLoan
  • Important to have a valid mobile phone number
  • Valid major ID
Handy Loan application


  • Address: Philippines, Makati City, Unit 701A Salcedo builders Center Building, Legaspi Village

Handy Loan Reviews

handy loan reviews

If you had already used the application, please write a review about Handy Loan. It will be helpful for other people.


📢 Is Handy Loan Legit?

Any financial company that operates in the Philippines required to be approved by SEC. If you want to check this information, you can go to list of lending or list of financial companies in the Philippines;

From our side we didn’t found Handy Loan (Financial peso united) in the list of registered companies.

📢 What Are The Alternatives Services To The Handy Loan?

If you can’t apply loan with HandyLoan app, you can choose another loan service, for example: CashXpress, Robocash (now Digido Philippines), Unacash, Moneycat, Juanhand.

📢 Is Users Data Protected?

If company doesn’t have registration in SEC, than we doubt in it. So be careful!

Handy Loan

Name: Handy Loan Philippines

Description: Handy Loan Philippines - it is the loan app. Currently it is not active, so you can read review about the loan service, but choose another one which is more popular and have better terms for customers.

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Summary About HandyLoan

Must admit, HandyLoan is enough strange service, cause we couldn’t find their website, just application. Also, we can’t find registration in SEC and this means red flag.Lower you can read more about ones pros and cons.


  • Fast, easy
  • You need just valid ID
  • Fast approval


  • No cebuanna option to pick the money
  • Only bank transfer to get the money you need
  • Require Facebook account
  • Some people wrote in Google Play that it is poor service
  • The app sometimes can lag
  • Someone stuck on the privacy policy page
  • High-interest rate
User Review 4.33 (6 votes)
Comments Rating 0 (0 reviews)

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