ACOM Consumer Finance Corporation

ACOM Consumer Finance Corporation (Official website: – you can get a quick cash loan online in 24 hours. No paperwork, any queues and going-out. Just apply online!

ACOM Consumer Finance Corporation
  • 1st loan is only for the 6th months; up to PHP 250000; interest rate: 3,315% – 4,563%
  • 2nd loan can be up to 12 months, other terms are the same

Also, ACOM has revolving loan: up to PHP 500000, the period is flexible

You can calculate your loan with ACOM online calculator, but all results are indicative only. All loan options: amount, amortization will be confirmed in the loan documents.

NB: Please, before applying review Terms and Conditions of ACOM Consumer Finance Corporation.

ACOM Consumer Finance Corporation

Today, there is a very large influx of credit companies in the Philippines. People use banks, but many Filipinos are still unbanked. Local banks are good enough in their services, but there are financial companies like ACOM that also provide enough quality financial services.

ACOM Loans Manila
ACOM Consumer Finance Corporation 5

ACOM is a non-banking financial institution, but like local banks, they request identification documents from the applicant and verify the data in order to assess the creditworthiness of the user. Also, the service can issue loans through personal bank accounts with sufficiently low-interest rates in a month or other time period.

ACOM provides loans for quite large and adequate amounts, like banks. The period of such loans is from 6 to 12 months. Such conditions are suitable for many Filipinos since the service is quite competitive in terms of its conditions. Service does not require collateral like banks. You receive money quickly within 24 hours, after confirming the issue. All data is confidential and the service takes care of this. Service’s interest rates are one of the lowest in the market and it attracts users very much. Also, the conditions are quite transparent, understandable and simple.


ACOM Company came from Japan to the Philippines. It was incorporated in 1978. In the Philippines, the company was established in 2017. Currently, ACOM Philippines has over 10+ locations in Metro Manila and not only. ACOM was approved as a member of MasterCard International in Japan. Service mission is to help develop the economy and financial business in the Philippines. The company wants to become #1 in the PH in terms of unsecured personal loans.

Who Can Apply for Loan

  • Only Filipino citizens
  • Age: 21 – 65 years old
  • Working tenure: not less than 3 months
  • Earning per month in Metro Manila should not be less than PHP 10000, in provinces – PHP 7000
  • Should have a workplace and personal phone
ACOM requirements and terms
ACOM Consumer Finance Corporation 6

ACOM Requirements

  • Company ID or COE
  • 2 original payslip from 2 recent cutoffs
  • ID from group A, for example, SSS, TIN, GSIS, Unified Multipurpose ID
  • ID from group B, for example, Driver’s license, PRC, Postal ID, Passport, etc.

How to Repay Loan

You can repay ACOM loan with EC Pay (2-eleven), Bayad Center. For this you need:

  • fill in membership #, one starts from 0001
  • add a mobile number, should be the same as you use applying for the loan
  • put the exact amount

When your payment will be received, the borrower will get SMS confirmation.

Additional Information About ACOM

  • The bank account is not obvious, you can claim money at LBC branch, Dragonpay
  • ACOM has also processing fee if it is 1st loan = PHP 1000 + Lending Fee PHP 500; if it is 2nd loan = Lending fee PHP 500; If it is revolving loan = none
  • If the loan will be confirmed, the borrower will get an SMS confirmation


SEC registration #:CS201724897
Certification of Authority:1140
Phone:02-5304-5200; 0917-713-9761
Office Address:10th Floor, 45 San Miguel Bldg, 45 San Miguel Ave, Ortigas Center, 1605 Pasig
Capital:PHP 500 Mln
Email: customer_service[@]

ACOM’s Locations

Caloocan – Victory Central Mall MonumentoMonday-Sunday: 10 am – 8 pm
Cavite – Central Mall DasmariñasMonday-Sunday: 10 am – 9 pm
Laguna – Central Mall Biñan Laguna & Target Mall Sta. Rosa LagunaMonday-Sunday: 10 am – 9 pm
Makati – Guadalupe, Higher Ground Makati, League One Inc. Southgate MallMonday-Sunday: 9 am – 9 pm; 10 am – 7 pm; 10 am – 9 pm
Mandaluyong – Forum Robinsons, Starmall EDSA ShawMonday-Sunday: 10 am – 9 pm
Manila – Isetann Recto, Tutuban Center MallMonday-Sunday: 10 am – 9 pm; 10 am – 8 pm
Muntinlupa – Starmall AlabangSunday-Thursday: 9 am – 9 pm; Friday-Saturday: 9 am – 10 pm
Pasay – Metropoint MallMonday-Friday: 10 am – 9 pm; Saturday-Sunday: 10 am – 8 pm
Pasig – OrtigasMonday-Saturday: 10 am – 7 pm
Quezon City – Ali Mall, Eastwood, Ever Gotesco MallMonday-Sunday: 10 am – 7 pm; 11 am – 8 pm; 10 am – 9 pm
Rizal – Sta. Lucia, Victory Park and Shop Antipolo, Xentromall AntipoloMonday-Sunday: 10 am – 9 pm; 10 am – 8 pm; 10 am – 9 pm
Valenzuela – Valenzuela Gateway ComplexMonday-Sunday: 9 am – 9 pm

ACOM Reviews

If you had an opportunity to use ACOM services, please provide feedback from your side in comments lower. Your experience will be interesting for other customers.

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Let’s find out more about ACOM Consumer Finance Corporation:


  • Enough easy application process
  • Quick verification
  • Fast approval up to 24 hours
  • Use can get cash with 2 options: bank account or from ACOM’s partners
  • Easy process of repayment
  • Privacy and data security is on the high level
  • ACOM Company is one of the leading services in Japan
  • It is authorized by SEC in Philippines
  • Enough low interest rates: 4,563% – 3,315%
  • No need in coallteral or co-maker


  • ACOM doesn’t cover all regions
User Review 3 (3 votes)
Comments Rating 0 (0 reviews)

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