Pera247

Pera247 provides fast online / cash loans in the Philippines for different goals: some medical expenses, paying some debt, bills, etc. Pera247 is the lender which wants and will help to get quick and easy money.

Pera247 Philippines

Pera247 is the digital lender in the Philippines. Service is powered by AsiaKredit company which provides fast secured short-term loans to the millions of Filipinos.

• vision – educate people on responsible financial management by providing loans online for unbanked customers in the Philippines and, in general, the whole of Southeast Asia.
• mission – Pera247 gives constant finance access to unbanked citizens
• commitment – delivering finance service with the best ethical approach

How to Apply for the Loan

You can easily apply for a Pera247 loan online in 3 steps:

1. Download Pera247 mobile application and open it
2. Fill in all personal data service asks and submit your ID with a photo (here you need also to reply to several questions)
3. Allow Pera247 to access your smartphone, cause their scoring system is built on it; it will help to build eligibility for the loan

That’s all, after waiting 5-30 minutes to get notification about the status of your application.

Don’t forget you should use a valid phone number and create a reliable password that you could remember when you will be downloading the Pera247 mobile application. It is important, cause borrowers will need to realize SMS verification.

More details about the loan application process:

• choose loan amount and terms
• fill in personal information like name, surname, birth date, etc
• upload photo and valid ID
• go through email verification
• answer some additional questions
• write the appropriate time Pera 247 manager could call you
• add employment information (better to send Certificate of Employment)
• write loan purposes
• enter utility bill for the last month (it is optional)
• submit Payslip / COE (not older than 1 month)
• add an additional phone contact (optional, but it will increase your chances to get approved for the loan)
• check all information in order one was accurate
• give access to the Pera 247 mobile application to the smartphone

So everything will take not more than 10 minutes.

Advantages Of Loan App

• Fast and easy service, so you need just several steps on your smartphone and the borrower will get money at once be approved
• No paperwork and face-to-face meetings, only a convenient process for all users of Pera247
• All terms are transparent and no hidden charges, application explains in detail all moments
• Pera 247 educates its borrowers to be responsible, learn more about financial planning and how to manage it on pro-level

So, just take the personal loan in the Philippines with Pera 247 and solve all your finance questions, but remember, it is only for a short period of time, cause money must be re-payed during the loan period.

Requirements for Borrowers

• the borrower should have a stable income or one has to be employed
• Android version 4.1. and higher
• your email address should be active for not less than 6 months
• only Filipino citizen
• should be ready to reply to email or call from the Pera247 team
• have at least 2 documents from the next: Philippine ID or Driver’s License, TII (Tax Identification ID)
• Senior Citizen ID
• Digital Postal Code
• Seaman’s Book
• Police Clearance
• UMID (Unified Multi-Purpose ID)
• Voter’s ID

Pera247 Mobile Application

Pera247 is the mobile application that allows getting immediate loans online up to Php 15000, just download the App. (Android version 4.1+)

The application process takes 5-10 minutes, not more. But to get the money it can take 1-5 days, which depends on the information you submit.

When Loan is Approved

When your loan will be approved, you will receive a notification about it with your Pera247 app. After you need to choose how you want to get money, for example:

1. BDO / MLhuillier Branches via Paynamics
2. SM Bills Payment via Paynamics
3. Just transfer to the bank account

And after it, read and agree with Pera 247 Consumer Loan Agreement

Pera247 Repayment

Paynamics via Partner Channels

• Select payment
• Create payment with the preferred channel
• Enter the amount which you want to pay and get a reference code
• Go to the nearest repayment channel branch and give to the cashier: Biller Name: Paynamics or PayExpress; Reference Code; Total amount to pay.

The payment will be updated in the Pera 247 app after it if the borrower repays the full sum of the loan, status of the loan in the app will be closed.

Bayad Center Branches

• Go to the BCB
• Fill in the transaction form with the next information: Biller: Pera 247; Account #: your phone number.
• Then you can realize payment

7-Eleven Cliqq Kiosk

• Choose payments
• Create payment, choosing 7-Eleven Cliqq Kiosk
• Enter the sum you need to repay
• Go to the nearest 7-Eleven branch and realize payment

NB: Amount in Centavos will not be accepted.

Repayment Tips

• just repay in time or earlier to avoid some penalties
• keep the copy of your payment receipt until the loan in the Pera 247 application will be closed
• always confirm your payment with the Pera 247 application, uploading the screens of one >>> (Send My Proof of Payment); the system needs up to 1 day to update your status, but usually, it is quicker.

Why It Is Important to Repay Loan in Time

Finance responsibility is very important today for everyone. Without it, no one will want to work with you. This also is very related to borrowers, who get loans, but do not always give them back in time and this can lead to the next:

• credit score will be decreased
• additional penalties and fees will wait for the borrower
• negative legal actions also can be presented
• a lot of negative calls with the aim borrower give money back and pay all commissions
• getting to the black list by credit bureaus

That’s why it is very important to pay in time, cause in other way it can lead borrower to the bigger finance problems then he/she had before!

Pera247 Contacts

Company	pera247 Lending Corporation
Website	https://www.pera247.ph
Application	https://play.google.com/store/apps/details?id=versluisant.kredit24
Phone	no information
Email	dpo[@]pera247.com
Working Hours	10:00am – 19:00pm (Monday-Friday)

Pera 247 social networks:

• Facebook – https://www.facebook.com/pera247
• Twitter – https://twitter.com/pera247

Pera247 Reviews

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FAQ About Pera 247

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