Robocash Philippines

Robocash Philippines was rebranded into Digido Philippines

Interest Rate

0,01% - 11,9% per month

Loan Amount

Loan up to PHP 25.000

4.8 / 5
TOTAL SCORE
SUMMARY

Robocash is an international loan company which operates in the Philippines. It has great offer for new customers 0,01% loan up to PHP 10.000. Maximum loan period is 180 days! Only for Filipinos 21 - 70 years old. Remember to repay loan in time, so you were able to avoid late fee and pay less commission for the interest rate. If you apply for the loan PHP 20000; period 6 months, monthly payment will be PHP 5000 and total cost 2383 per month.

INFO
  • 1st loan up to PHP 10000
  • Interest rate for the 1st loan 0,01% per day
  • Repeated loan up to PHP 25000
  • Interest rate for the repeated loan 1,50% per day
  • Max. APR 143%
  • Age 21 - 70 yeas
  • Documents Only valid Government ID (but in addition you can attach supporting documents as COE, ITR, payslip, company ID, etc)
  • Eployment Employed individuals and selected professionals
  • Citizenship Only Filipino
  • Loan periods 3, 4, 5, 6 months; minimum 90 days!
  • Credit score no matter
  • SEC registration CS201730459
  • Certificate of Authority №1150
POSITIVES
  • Almost 0% interest rate for the 1st loan
  • Service has own mobile applications: Android, Huawei and soon iOS
  • More than 90% of requests approving
  • You can receive money in 1 hour or quicker
  • All data is secured by Robocash Philippines
  • Robocash works 24/7, cause it is automated; so you can receive the loan in 5-10 minutes on your bank card; the robot will analyze your application and approve it if everything ok
  • Repayment is very easy both ways online/offline
NEGATIVES
  • High interest rate for the repeated loan
  • Late fee if the borrower will not pay in time and other problems connected with it
  • If you take loan you think about one everyday

Robocash (Digido) – is an international lender which provides loans online to different customers in 5-10 minutes. Robocash Philippines branch is focused only on the PH market. Also here borrowers can take fast payday loans up to 25000 PHP before their salary will come. For sure, better to spend less, save more and live without loans, but sometimes loans can help to avoid unnecessary situations and get financial support immediately.

Banks in the Philippines are scattered, so it keeps about 70% of the country’s population unbanked. Consequently, people don’t get enough banking services and this helps loan companies be more in trend than usual. Also, banks are usually overcrowded, you need to wait in queues and spend heaps of time. The documentation process is slow and the demands are high, so many people can’t get money in general or when they need it urgently at the precise moment.

With Robo cash Philippines (Digido PH) or other loan services to get the loan you need only apply online, check and agree with the terms and get money on your bank account or card. It is easy, that’s why people choose these services, even if their terms are not as good as banks have.

Robocash Philippines
Robocash Philippines

Robocash Loan Online in the Philippines

Robo cash can help you to get fast loans online 24/7 any day without breaks. The 1st loan to 10000 PHP, and the 2nd and further loans will be higher but not more than 25000 PHP.

  1. Go to the Robocash website (Digido) – If you want to get Robo Cash (Digido) loan, you need to enter their website; then you can choose the loan amount, for new borrowers it is not more than PHP 10000;
  2. Online registration is the next step – you need to create your account and register for the Robo cash service – just add your contact information and confirm it. Choose the sum you need, your mobile phone number, and apply to continue. Nothing special, but important before applying to think several times if you really need the online loan;
  3. Add your personal information – Fill in your personal data and employment details – for these, you need a major ID, personal card, and phone; then read all the terms obviously and agree to confirm all loan conditions – do it via SMS;
  4. Get Your Money with Robocash Philippines – If everything ok, you will get your money on your bank account or card;
  5. Repay your loan in time – do it before the due date!
Robocash app (Digido app)
Robocash now Digido

Very important to be a responsible borrower, cause if payments are on schedule, you will have a better rating, more bonuses, a higher loan line, etc. Moreover, care about the day of payment to avoid any delays, and your credit rating will be normal, there will be no penalties and higher fees! If you do not know How to make your credit history better, find it on the AdvanceLoans platform to learn more.

Don’t take a loan, if your monthly earnings are not enough to cover it on time!

Robocash get loan online (Digido Loan)
How to get the loan with Robo Cash PH

How To Repay The Robo Cash Loan

  • The best way is to log in to the online account and choose the payment method you need. Besides, you have a possibility for early loan repayment. It will help you to save money).
  • Here is one more way when you can take the loan extension, but for this, you need to repay the overdue interest. It will help win some time to repay all loans.
  • If you want to become a regular client and have the best options to take a loan via Robo cash with great discount offers, you will need for sure to keep one term and do repayments in time.
Robocash online application Philippines
Robocash Philippines online application

For this you need:

  1. Enter your online account
  2. Choose the operation you need – all information will be in the dashboard
  3. Insert the information from your bank card – everything standard: card #, validity period, name and surname, CVV. All the information is highly protected, so don’t worry about it
  4. Just wait for payment confirmation, to be sure everything was done properly.

There are several types of Robocash loan repayment:

  • You can do it with the card of any bank, just check you have enough internet limits for payments per month;
  • With bank transfer – all the necessary data you can take in your personal account, just log in and choose “bank account monthly”;
  • Cash payment is also a possible option for borrowers.

Robocash Mobile Application (Digido app)

Robocash mobile application (android)
Robocash loan app

You can also download the (Digido) Robocash android application and get a Robocash loan when you need it. It is, indeed, simple and fast. The app is fully automated and can analyze over 1000 clients and their data which are based on the borrower’s form.

Financing Tools Due To Higher Speed

robocash group
Robocash group the Philippines

Speed is the key advantage of Robocash Philippines and online loan services in general. You can compare the results of several countries: PH, IN, VN, and ID.

  • Robo Cash report shows us, that a lot of customers are from rural regions
  • Very few people have a credit history
  • A serious advantage of online loans is the reduced list of documents
  • The convenience of lending service is also a great advantage, for example, when you can apply loan 24/7
  • Gaps in personal budgets are the main reason for applying for Fintech services
  • More than 25% of Filipinos use South Korean smartphones Samsung to borrow money
  • Near 20% of customers use Chinese smartphones Oppo

SEC Terminated Robocash’s License

SEC revoked the license of Robocash Finance Corp. for running branches without the approval of authorities. SEC dismissed the defense of the company. SEC also impose a fine of up to PHP 100000

To be continue…

On June 30, 2020, Robocash Philippines reopened branches to help remedy your financial situation.

Robocash currently is legit in the Philippines, and you can check it here: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-financing-companies/

The Most Popular Regions Are NCR, CAR, and Central Visayas

Robocash group highlighted several top regions which have the highest demand for online loans in the Philippines. They are NCR, Central Visayas, and CAR. Most loan requests are from these regions.

NCR online loans

  • People use online loans service 5+ times more compared with Filipinos from other regions

CAR or Cordillera Administrative Region

  • Here people take loans 2+ times more than in other parts of the PH
  • People from Baguio City have the highest interest in online loans

Central Visayas and Region XI

  • Very popular zones, which have high demand for loans are Cebu, then Region XI, and Davao

In general, nearly 1,50 mln Filipinos used online lending services in 2019 and most of them were from the cities. Most of the borrowers live in Quezon, Manila, and Makati. Internet penetration is over 71%, a lot of people are still unbanked.

Robocash Branches

Robocash branches Philippines
Robocash branches:Working time
Victory Mall |Rizal Ave. Ext. Caloocan |Metro Manila10 am – 7 pm
Northwest Plaza | Rizal Ave. Ext. Monumento | Caloocan10 am – 6 pm
Super 8 Commonwealth | Ave. Corner Villangco St. Brgy. Commonwealth | Quezon City8 am – 5 pm
Super 8 Grocery Warehouse Pasay-Libertad 2476-2478 Taft Ave, 93, Pasay City, 1300 | Metro Manila8 am – 5 pm
ML Quezon St | Antipolo City, 148, Bagong Nayon| Antipolo8 am – 5 pm
Unit FC-1A Lenjul Bldg | Sumulong Corner Marcos Hi Way | Antipolo8 am – 5 pm
Cogeo Commercial Bldg| Cogeo Gate 3 | Unit LS-08, Bagong Nayon | Antipolo City8 am – 5 pm
Recto Avenue | Recto Station LRT 2 | Manila City (Santa Cruz) | Barangay 3107.30 am – 8 pm
General Aguinaldo Ave 60 | Manila city | NCR8 am – 9 pm
Rodriguez corner Marilaque Hwy 00, PASIG, Dela Paz9 am – 9 pm
M. Concepcion Avenue 00, PASIG, Buting9 am – 9 pm
A. Linao Str. 1659, PACO, BArangay 6878 am – 9 pm
Shopwise Mercedes Ave 00, PASIG, San Miguel8 am – 9 pm

Robocash Contacts

Phone(02)876-84-84
Working timecontact time 8:00 am – 8:00 pm
Official websitehttps://robocash.ph
FB pagehttps://www.facebook.com/ROBOCASH.PH

Robocash (Digido) is part of an international finance group that is present in 7+ countries in Europe, LATAM, and Asia. In the Philippines, Robocash partnered with The Golden Legacy Financing Corporation. Their common name is Robocash Finance Corporation:

  • TGLFC his own resources in the Philippines;
  • Robocash has a digital experience and competitive online loan products;

The vision of both companies is to provide financial services in the country and support people with money, giving them needed solutions. Robo Cash FC has over 90+ branches in Cavite, Laguna, Metro Manila, etc.

Robocash Reviews

If you have already had a chance to apply for a loan in the Robocash loan company, please share your thoughts below in the comments, ok?

  • What do you think about the service, terms, etc.?

According to the Robocash Philippines mobile application in Google Play: it has over 28k testimonials with a score of 4.4 – it is enough high. That means, that Filipinos like Robocash service and use one actively.

Robocash Reviews
Robocash reviews

Robocash testimonials are different, for example:

Robocash Philippines
  • the support is enough good;
  • as the service is relatively new, one has some glitches, but in general everything ok.
robocash philippines review
  • When you will be applying for the loan, re-check, please in the terms when you as a borrower will be able to repay the loan;
  • Many people are satisfied with the service, especially Filipinos like the 0% interest rate loan product, which people can apply for online only for the 1st time;
  • It is very fast and easy, so this deserves already great score;
  • Of cause, there are people who are not so happy with the service. The reasons are next: sometimes didn’t reply or reply with delays and you need to wait for feedback from Robocash;

Also, we see the next cases:

Robocash loan testimonials in the Philippines
  • An interesting case about collection agents and how they work in real;
  • If you are not the one who wants to receive the calls from their managers, please, repay Robocash loans in time, to avoid fines and some late fees.

How can I pay a Robocash loan in GCash?

Filipino customers have already known that Robocash always strives for new improvements to make the service even more convenient across the whole system. They know that the innovative approach in the financial field usually brings more delighted clients and trust. Being a legit lending provider with all the important license documents, the Robocash company continues to partner with the best payment services to stay stable in the Philippines. 

It is obvious that for getting a loan via Robocash or any other reliable service, you need a bank account or card. Otherwise, you can enjoy the money you get in Robocash even without the above-specified stuff (card or account), due to the service cooperation with GCash. Having a Gcash account you will smoothly deal with all repayments via Dragonpay. 

The company regularly explores the best ways of payment to help customers get and pay back loans without trouble and much time. This great solution considerably cuts down late fees rate and bad credit history cases, giving the users more chances for future applying and receiving even larger sums of money without challenges.

Pay Robocash loan via GCash

5 simple steps to pay Robocash loan via GCash

In order to be aware of how to pay Robocash using GCash, first off check if you know your individual Lifetime ID to go further. 

All experienced users of the Robocash service understand what we are talking about. As when you apply via this lending company, you receive your own Lifetime ID indicated in your separate Robocash profile on the company website. This special ID has three indicated letters and 5 numbers. 

  1. You need to log in inside the GCash app and use the section “pay bills” by simply tapping on it.
  2. After that choose “loans”.
  3. Then tap on the “Dragon Loans” option.
  4. Fill in all the required information (reference number, contact number, amount of money for payment, email.)
  5. Click the “confirm” button to finish the process. A final step is when you receive an SMS from GCash for confirmation of your payment with the included receipt. 

Compliments! As now you know everything about “How can I pay a Robocash loan in GCash” and can apply this knowledge successfully. You see it is really easy to do.

FAQ About Robocash Philippines

What do you need to apply for the loan online with Robocash Philippines?

For this you need your valid Government ID, mobile phone, and active card; then just go to the website and apply for the loan you need; age 21 – 70 years.
In addition, you can use other supporting documents: payslip, ITR, COE, DTI, company ID, etc. You need documents if you use the loan for the 1st time, if it is a repeated loan, the process is much quicker.

What are the terms of the Robocash loan?

If it is your 1st loan – 15 days are the max. period;
If it is a repeated loan, the period can be up to 3-6 months;
Max sum PHP 25000, but for the 1st loan up to PHP 10000;
The interest rate is up to 11,9% per month.

How quickly you can get money with Robocash PH?

Everything is enough quickly, just sign the contract, agree on the terms (read one obviously before), and then everything depends on your bank for 1-2 days, but usually, it takes up to 24 hours. All information will be updated in the personal account and with SMS.

What will be, if you entered the wrong bank details?

Robocash service will cancel the operation, you will not receive money, cause your bank details will not correspond to your government ID, just check carefully your personal information, and don’t forget to read in detail all terms.

Robocash Philippines (Digido)

Robocash Philippines

Name: Robocash

Description: Robocash Finance Corp - the legit lending company in the Philippines which provides fast cash loans online up to PHP 25000 or even more. Company has many branches all over the country. Robocash system is well automated, that's why company can provide loans online in several hours or quicker. 0% interest product is popular, just need to remember repay money in time. Robocash Philippines is an alternative to banks and other finance services. Filipinos can get money online without collateral, guarantor or excellent credit score (for banks these are the most important criteria).

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Summary About the RoboCash PH

Well, the loan service is still active and you can apply for a loan with one easily and quickly, just remember that now Robocash is called Digido and it is very popular among Filipino.

Sending
User Review 5 (6 votes)

7 Comments

  1. marife amparo June 29, 2019
    • Sagar Ramdas Sanap August 28, 2019
  2. Joanna Mendaros February 19, 2020
  3. Maria Johnson February 29, 2020
  4. Abdul Malik March 13, 2020
  5. Dan August 24, 2020
  6. BruceVew October 6, 2023

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