Lotus Loan - it is the lending company in Sri Lanka. One belongs to the group: https://atmonline.asia; service provides quick online loans, but before applying, please check terms, so you were sure one ok for you.
- Loan amount for the 1st loan 122 days
- Loan amount for the repeated loan 182 days
- Interest rate 12,00% per year
- Consulting fee Rs. 3600
- Service fee Rs. 13920
- Documents only NIC
- Minimal income LKR 25000
- Age 22 - 55 years
- Citizenship Sri Lanka
- You can apply online loan with minimum requirements - you can get money within 1 day
- Easy repayment options (bank or internet bank service)
- Transparent terms
- Enough fast application process - 5 minutes
- Lot of good reviews you can find in Facebook
- No collateral needed
- Paperless - all documents only in e-format
- Interest rate
- Additional fees
- no mobile applications
- No information about late fees and interest rate
Lotus Loan Sri Lanka (Zephyr Solutions (Private) Limited) – an online lending company that provides installment loans for people up to Rs. 40000. So, if you need money asap, Lotus Loan can help you. Financial solutions for Sri Lankans are flexible, fast, and convenient, just be sure you’ll be able to repay the loan after applying and terms were ok for you.
LotusLoan works for employed professionals (those, who currently working), for people who are responsible and, of cause, have a stable income. Service works all over Sri Lanka and to apply the loan you need just Internet connection. Don’t forget to fill in valid NIC details, this is a must.
Table of Contents
Apply for a Loan With Lotus Loan
To apply the loan with Lotus Loan you need:
- Go to the official website: https://lotus.loan
- Choose loan amount and apply for the loan – you need fill in the application form
- Wait for the call from Lotus Loan managers
- Confirm the information and get approval
- Then you can get your money into your bank account
- After, don’t forget to repay the loan in time, without overdue (3 equal monthly installments)
Important: fill in the only correct information, cause this will influence on the decision will you get the loan online or not. Also, you
need confirm registration with your phone by OTP code.
Lotus Loans Terms and Requirements
Lotus Loan provides unsecured loans for Sri Lankans. It has its own scoring system, in order to understand better customers.
- No collateral
- Everything is online
- Paperless – only e-documents
- You get to apply for a loan in 5 minutes, but get money up to 24 hours
- Reliable support
Customers can take a loan up to Rs. 40000. Loan period: 2-4 months, but you can repay earlier. Payments will be with equal sums. The main point of LotusLoan is to help borrowers improve their life.
- Only employed in age 22 – 55 years old can get the online loan
- Check terms, if you don’t like, you can just not apply for the loan
- From documents you need only NIC
Money you will receive into bank account and will be informed by SMS about it.
How to Repay Lotus Loan
Pay&Go kiosks
- You can repay Lotus Loan through Pay&Go kiosks: choose “banks and leasing”/Lotus Loan/type your NIC number/follow the next details/print the receipt and save it
Cargills Food City Outlet
- You can repay the money with any Cargills Food City Outlet island, time: 8:00 am – 10:00 pm
- How: fill in Cargills Cash Voucher/type “Lotus Loan” – account holder/add NIC number as reference number/pay and keep payment slip/send slip copy to the LotusLoan support
Bank deposit or fund transfer through any bank
- you can repay loan at any bank you need: Sampath Bank, HNB Bank, Commercial Bank
- obviously write NIC and reference number
- don’t forget send photo of payment slip to info[@]lotus.loan
PayEasy service
- Repay Lotus Loan with a debit card, register in PayEasy, create your account/select “financial institution”/Lotus Loan/fill in all fields/proceed to pay/choose the card/continue your payment/submit
Internet bank (Sampath Bank, Commercial Bank, HNB)
- Log in, please do your online banking system
- Choose “money transfer” and “3d party account transfer”
- Fill in all fields and use only 1 of the account details
- Write down your NIC or Reference numbers in the notes
- Transfer money to repay the loan
Lotus Loan Contacts
info[@]lotus.loan | |
Phone | 011 78 21 444 | +9 411 78 21 444 |
Working time | 8:30 am – 5:30 pm (Monday – Friday) |
Website | https://lotus.loan |
Address: 7, 1/1 Cotta Terrace, Colombo 00800
Lotus Loan Reviews
If you had opportunity to use Lotus Loan services in Sri Lanka, please write your feedback about it. It is very important for other people to know what is ok and what is, maybe, not, in order to apply for the loan with one. So, write your own LotusLoan review, share your story for others.
💳 What is the interest rate?
12% per year, but there are several fees;
💰 How can you apply the Loan with Lotus Loan LK?
Just go to the official website: https://lotus.loan and follow the application form on one, but be responsible, cause you will need to repay the money in time, and often it is not easy!
🏦 Does Lotus Loan works everywhere in Sri Lanka?
Yes, the main point is the Internet. To apply for a loan with Lotus Loan you need it, and you can do it from any place in Sri Lanka.
💵 What other loan services are in the LK?
Except for Lotus.The loan you can try some other loan services in Sri Lanka, for example CashX LK
Lotus Loan Sri Lanka
Name: Lotus Loan
Description: Lotus Loan - apply for the loan online and get the money you need up to Rs. 40000. The loan period up to 122 days. Lotus Loan - your lending company in Colombo and Sri Lanka. Also, remember, it is very important to repay the loan in time. Be responsible and take care of your finances. If you will have some questions, please, write or call to Lotus Loan Support Team.
Summary about Lotus Loan
Lotus Loan is enough interesting lender which can support Sri Lanka people with online loans, but this support is timely, cause you need to repay loan, and do it in time, to avoid: fines, higher interest rate, bad credit history, problems with 3d-party collection companies.
Also, if you don’t like terms of Lotus Loan, you can try other lending company like: CashX, LoanMe, FastRupee, OnCredit, etc.