TendoPay Philippines

Interest Rate

4% - 10% per month

Loan Amount

up to PHP 30000 and higher


TendoPay Philippines it is a great company which provides installments for Filipinos. You don't need credit cards or bank accounts. Service allows you to shop in over 100+ merchants without hidden fees.

  • Credit limit from PHP 2000 - PHP 30000, but with time it can be higher
  • Period from 1 - 24 months
  • No commissions only fix scheduled payments
  • Accepted Government IDs Driver's License, Passport, SSS ID, PRC (Professional Regulation Commission), UMID (Unified Multi-purpose)
  • Accepted Proof of Income For employed users service accepts payslip or your Certificate of Employment, but not older than 2 months; for self-employed or business owners users will be enough your copy of bank statement (also no older than 2 months)
  • Credit history no matter
  • Bank account/credit carf no need
  • SEC registration CS201820732
  • Certificate of Authority №1228
  • Competitors Pera247
  • No hidden fees
  • Transparent terms
  • 100+ stores - partners where Filipinos can buy with the Tendopay
  • Instant acess to you credit limit
  • Very easy management - with the Tendopay dashboard you can easily control all your spends, and know when you need repay money
  • Very convenient - cool Android & iOS apps, flexible terms for clients, etc
  • With TendoPay you can do shopping very fast
  • All data is secured and encrypted; company doesn't share one with 3d parties
  • Reminders in TendoPay apps help to keep tracking all important dates
  • Service works online, so it is available all over the Philippines
  • Interest rate
  • You can't get loan online on your card or bank account, but for this you can use another services like Cashalo, Robocash, JuanHand
TendoPay explainer video

TendoPay Philippines – watch video to understand how it works and read our review, so you understand why this financial service is worth of your attention.

Tendopay Philippines

TendoPay Philippines

1. Sign Up on TendoPay

Tendopay registration

Go to the website, download application and open it to register and start using; it is very easy to start using service, you need just register https://app.tendopay.ph/register and after one will ask you to fill in the application form; as only you will be approved, you will get access to your TendoPay account with the credit limit; in average for approval users wait up to 1 day and notify about it with SMS & email. (if you submit application before 6 pm it can be confirmed during current day, if after, than only next day).

After the Sign Up stage TendoPay needs to verify your identity, is is important so they could confirm your applications. For the verification you need:
1) Valid Email and Phone number;
2) Upload a clear photo with your Government IDs;
3) Take a selfie with your ID;
4) Uplod photo with proof of income
These requirements are obvious, so every user must to do it.

2. Get Approval

Add information about yourself, further choose what you need and send application; service will show you how to make everything – it is easy;

3. Go Go Shopping :)

Choose TendoPay service at the checkout; also, you can buy vouchers on TendoPay website; your purcheses will be splitted to installments on a suitable schedule for repayments.

How you should use TendoPay:
1) After registration;
2) You can buy vouchers on the website.
It works next way:
1. you choose vouchers you need, for example Lazada one;
2. you need to have Lazada account and activated wallet;
3. select the amount you need – up to PHP 40000;
4. purchase the voucher;
5. the amount will be transferred to your wallet (sometimes it can take up to 1 day)

If you want to buy something with the shop of our merchants:
1) Registration;
2) Browse and choose one of the partner here;
3) Select the items you liked;
4) On the payment page you should choose “Pay with TendoPay”;
5) Login and complete the transaction.


  • GCash
  • GrabPay
  • PayMaya
  • BDO UnionBank (with bank deposit / banktransfer)
  • 7-Eleven (DragonLoans)
  • Robinsons Department Store
  • Cebuana Lhuillier
  • SM Department Store
  • LBC
  • Bayad Center
  • M.Lhuillier

p.s. if you want to cancel or delete your Tendo Pay acount, you can do it just write to the Support Team.

TendoPay Android & iOS Applications

TendoPay Android Application

Download Android Application

TendoPay has great Android application which is very comfortable and easy in use. With the help of mobile application you can use service and keep tracking all information you need about it. Manage your purchases in several clicks. Follow your credit limit. Be aware about your repayments date, etc.

TendoPay download mobile application

If you are looking the iOS app, you can visit App Store and download TendoPay. Check one opportunities and you will be surprised in a good way.

Shopping With Tendo Pay

Shopping With TendoPay

The full list of stores which are the TendoPay Philippines partners.

Most Popular:

  • 7-ELEVEN

Travel and Leisure

  • ZenRooms
  • Inflight Menu Travel and Tours
  • Travel Online
  • Luljetta’s Online Booking Platform

Mother & Kids

  • KidsCompany
  • Wood4tots Toy Store
  • Waynezen
  • Mom University


  • Specialized Philippines
  • Guitar Pusher
  • Harani Mall
  • Pedallion

Beauty & Fashion:

  • The Premium PlayGround Outlet
  • Zilingo
  • Zeus.PH
  • Fresh
  • Bleeves
  • Skinlab Essential
  • Ellana Cosmetics
  • Luxx Lash

Gadgets & Appliances

  • Ansons
  • Data Blitz
  • Kimstore
  • Aerophone
  • Latest Gadget
  • Comcard
  • Hanabishi
  • Poundit
TendoPay Installment Loans

Food, Groceries & Medicine:

  • Evergrocer
  • Getmeds.ph
  • Mila’s Lechon

Fitness & Health:

  • Nutrition Depot
  • Wilson Sports
  • Tyr Sport
  • True Health
  • Natura Euphoria


  • Gulong.ph
  • Go Gulong
  • Nexen Tires
  • Beepbeep Parts Market


  • Shop TV
  • Irent Mo
  • Must Buy PH
  • Signity Incorporated
  • WooSupplySolutions
  • Poundit For Business

Home & Furniture:

  • The Good Trade
  • Loop
  • Suenyo
  • Good Nice Home
  • Airmaster PH


  • Home Kings
  • Stappenshapp CO.
  • Optimum Innovatus
  • Chong Cafe
TendoPay Loan



Tendopay Reviews

If you already use the Tendo Pay service, please provide your feedback in the comments lower.

Questions About Tendo Pay

⭐ What is TendoPay?

With Tendo Pay service you can easily but what ever you need in shop-partners; you buy now, but pay later for all your purchases; you can split it for the period up to 2 years, just sign and try the service;

💰 Do I Need a Bank Account to use TendoPay?

No need, you can use Tendo Pay without it; besides credit history also no matters;

💳 Is Your Data Secured?

Yes, all data is encrypted and secure. Company doesn’t sell personal information, except one case, when users decide not to pay for installment loans in time and further regret to repay loans;

❌ What Will Be If You Don’t Repay Installment Loan in Time?

Account will be blocked until all sum will not be re-payed; Tendo Pay will notify you constantly, but if user will fail here also, company will sell you debt to 3d-party debt collection services and send report to the credit bureau, so your credit score becomes lower.

TendoPay Philippines

Tendopay Philippines

Name: Templetech Finance Corp.

Description: TendoPay - service is registered in the Philippines by SEC offering its installment products. Great product, many partners, competitive terms.

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Summary About TendoPay

TendoPay Philippines is really nice service. You can download Android / iOS apps and start shopping at once. No credit cards, hidden fees. Use installments when you need, but remember you must to repay loan in time, so use it only for important things.

One Response

  1. Byron Motilla Oseo November 11, 2021

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